|
Community Free |
Community Gold (55+) |
Community Interest Plus |
Community Advantage |
Community Classic |
Minimum Balance |
$0.00 |
$0.00 |
$500.00 |
$3,000.00 |
$7,500.00 |
Below Minimum Balance Fee |
N/A |
N/A |
$5/Month |
$10/Month |
$20/Month |
Interest Earned on Account |
No |
Yes (Paid Monthly) |
Yes (Paid Monthly) |
Yes (Paid Monthly) |
Yes Paid Monthly) |
Deposit Required to Open Account |
$100.00 |
$100.00 |
$500.00 |
$3,000.00 |
$7,500.00 |
Free Checks |
No |
Yes (with average minimum balance of $1,000.00) |
No |
Yes (KCB checks only) |
Yes (KCB Checks only) |
ATM/VISATM Debit |
Free (Upon Approval) |
Free (Upon Approval) |
Free (Upon Approval) |
Free (Upon Approval) |
Free (Upon Approval) |
# of Free ATM withdrawals at non-KCB ATMs |
3 |
5 |
7 |
Unlimited |
Unlimited |
Free Services |
Notary Services Online Banking |
Notary Services Traveler’s Cheques Online Banking |
Notary Services Online Banking |
Notary Services, Traveler’s Cheques, Money Orders, Cashier’s Checks, Online Banking |
Notary Services, Traveler’s Cheques, Money Orders, Cashier’s Checks, Online Banking |
Ready Credit Available |
Yes (Upon Approval) |
Yes (Upon Approval) |
Yes (Upon Approval) |
Yes (Upon Approval) |
Yes (Upon Approval) |
*Preauthorized (telephone & internet transfers, wire transfers, automatic payments, checks) withdrawals are limited to a combined total of 6 per month. On money market accounts federal regulations allow three of these six transactions to be check withdrawals payable to third parties. Your account may be converted to checking if these limits are not followed.
