Funds Availability Policy

Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the second business day after the day of deposit.

Please note: Transactions completed at our branches, including loan and line of credit payments, are processed Monday through Friday on the current business day until close of business, which is 5:30 p.m. at our Inver Grove Heights office, and 4:00 p.m. at our South St. Paul location. Transactions done on Saturdays will be processed on the following business day.

Main Office
5684 Bishop Avenue
Inver Grove Heights, MN 55076
Phone (651) 457-7539
Fax (651) 457-2229
South St. Paul Branch
515 Marie Avenue South
South St. Paul, MN 55075
Phone (651) 379-3576
Fax (651) 379-3560
Toll Free: 1-888-995-7539 | info@keycommunitybank.com
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