Personal Checking, Savings & CD's

Key Community Bank offers competitive and convenient checking and savings products that allow you to avoid unnecessary fees and puts more money in your pocket. Let us help you match the product that best suits you.

Checking

Community Value

  • Minimum Daily Balance – $0
  • Below Minimum Daily Balance Fee – N/A
  • Minimum to Open Account – $100
  • Interest Earned – No
  • Statement Frequency – Monthly
  • 3 Free Out-of-Network ATM Withdrawals

Community Elite

  • Minimum Daily Balance – $500
  • Below Minimum Daily Balance Fee -$10/ month
  • Minimum to Open Account – $500
  • Interest Earned – Yes
  • Statement Frequency – Monthly
  • Unlimited Out-of-Network ATM Withdrawals
  • 1 Free Box of Key Community Bank Checks per year

Community Gold

(Age 55 & over)

  • Minimum Daily Balance – $0
  • Below Minimum Daily Balance Fee – N/A
  • Minimum to Open Account – $100
  • Interest Earned – Yes
  • Statement Frequency – Monthly
  • Unlimited Out-of-Network ATM Withdrawals
  • 1 Free Box of Key Community Bank Checks per year

Health Savings Accounts (HSA)

  • Minimum Daily Balance – $0
  • Maintenance Fee – $3.00/ month
  • Minimum to Open Account – $0
  • Interest Earned – Yes
  • Statement Frequency – Monthly

Savings

Key Value

  • Minimum Daily Balance – $0
  • Below Minimum Daily Balance Fee – N/A
  • Minimum to Open Account – $50
  • Interest Earned – Yes (on balances over $200)
  • Statement Frequency – Quarterly
  • 3 Free Out-of-Network ATM Withdrawals

Key Elite

  • Minimum Daily Balance – $5,000
  • Below Minimum Daily Balance Fee -$10/ month
  • Minimum to Open Account – $5,000
  • Interest Earned – Yes (Money Market rates on balances $25,000 & over)
  • Statement Frequency – Quarterly
  • Unlimited Out-of-Network ATM Withdrawals
  • Check Writing Privileges**

Key Kids

(Age 21 & under)

  • Minimum Daily Balance – $0
  • Below Minimum Daily Balance Fee – N/A
  • Minimum to Open Account – $10
  • Interest Earned – Yes
  • Statement Frequency – Quarterly

Certificates of Deposit

We offer convenient high yield Certificates of Deposit in a variety of terms including 3 Months, 6 Months, 12 Months, 24 Months, 36 Months, 48 Months & 60 Months. All of our Certificates of Deposit are also available as IRA certificates. Visit our rates page to see our current rates.

** Preauthorized withdrawals (telephone transfers, internet transfers, wire transfers, automatic payments & checks) are limited to a combined total of 6 per month. Your savings account may be converted to a checking account if these limits are exceeded and not followed.